Financial Shero of the Week

10 questions for Prof. Dr. Mirja Steinkamp, auditor and tax consultant

1.  What did you buy with your first self-earned money?

I bought the car from my parents – with all the damage known to me – as my father wrote in the sales contract (… because it was caused by me).

2.  What tools do you use to organize your finances?

For my current finances I use what my online bank offers – it’s very convenient and clear.

3.  Do you own stocks or funds?

Only shares. I like to feel connected to the companies in which I invest and I, of course, also take a close look at the financial reporting.

4.  If we gave you 1000 Euros, what would you do with the money?

I’d invest in a company of which I still have no shares. Diversification is always good. Since the money would be a gift, I would also choose a riskier investment; more risk, but also more opportunity.

5.  What is worth spending (a lot of) money on?

On travel, education, and of course children.

6.  Have you ever forgotten your PIN?

I have the PINs for the PC at work and the bank accounts in my head. I save all the others in an app, for which I then only have to remember a master PIN. Very practical.

7.  How do you pay: card or digital?

Mostly still card, because many shops don’t accept Apple Pay, for example. But I find it very practical to pay with mobile phone. You don’t actually forget your mobile phone and the process is faster.

8.  Last major purchase?

A trip to Australia.

9.  The last time you managed to resist the impulse to buy – and what was it?

Something beautiful from my favorite designer. Always delightful, but not really necessary.

10.  What is priceless?

The laughter of children and health.